Wednesday, August 24, 2011


Figure this!  I need a new car so I go to a dealer and find one I want.  Since I don't have the money to pay for the whole thing by cash, I apply for a loan.  To get a loan they check my credit.  Because this is considered a "hard" event (not really shure what that means) my score drops 27 points!  Instantly I become a credit risk.  I now have to get a higher percentage loan.  This is the logic of amercan finance.  It looks to me to be some kind scam, but what can be done?  I needed the car!

 On another theme, Irene seems like a more real possibility all the time (the hurricane if you had doubts).

Life moves on. Love, Shel

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